Case study :-
Bought a house in 2012 for Rs 86 lakh, which is now worth around Rs 1.70 crore.
I took a home loan of Rs 50 lakh and paid the remaining Rs 36 lakh from my own funds.
Total Interest Paid ~ 30 Lakhs
EMI ~ 55k
Instead, if I had rented the same type of property, I would have had to set aside 20k for the monthly rent and 10k for future rent increases.
If the remaining savings of Rs 36 lakh and Rs 25 thousand monthly were put into SIP for 10 years in 2014.
Average Return in Smallcap Category
– Lumpsum Investment of 36L~ 2.70Cr
– SIP of Rs 25k for 10 Years ~ 1.10 Cr
– Total Investment Value 72L
– Total Market Value 3.80 Cr
***It’s just calculation own house giving satisfaction
Be knowledgeable:Be wealthy
